We talk with Larry Filipski, CFO of the 100% ESOP Once Again Nut Butter and President of The ESOP Association's NY/NJ State Chapter. We speak with him directly from the conference floor at The ESOP Association's excellent PA/DE & NY/NJ Chapters Multi-State Conference, held 11 – 13 September, 2018, right in Capital Trustee's own backyard at the Hershey Lodge in Hershey, PA; on the floor we are also joined by Mike Shuey from Restek, Inc., President of PA/DE State Chapter and get to hear about the value of the state conferences.